Salvador Cruz Rambaud, Joaquín López Pascual and Emilio Santandreu. Staggered loans: A flexible modality of long-term financing for SMEs in global health emergencies. (Quantitative Finance and Economics).
The context of this paper is the unprecedented global situation which has been and is still experiencing all countries all over the world, due to the pandemic caused by Covid-19 and its variants. Apart from the important problem of health population, all countries are facing a sharp reduction in their main economic indicators: stock indices, GDP (Gross Domestic Product), rates of employment, closing down of businesses, etc.
Results: In this paper, we have presented and mathematically analyzed the so-called staggered loans as a useful tool for SMEs to be applied after times of crisis. Moreover, their pros and cons, and the advantages for lenders and borrowers have been highlighted.
Artículos en revistas científicas (Papers) Joaquín López Pascual ORCID: https://orcid.or//0000-0002-6236-9853
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