{"id":4885,"date":"2026-11-06T09:39:29","date_gmt":"2026-11-06T09:39:29","guid":{"rendered":"https:\/\/www.joaquinlopezpascual.com\/artificial-intelligence-2\/"},"modified":"2026-11-06T09:39:29","modified_gmt":"2026-11-06T09:39:29","slug":"artificial-intelligence-2","status":"publish","type":"post","link":"https:\/\/www.joaquinlopezpascual.com\/en\/artificial-intelligence-2\/","title":{"rendered":"Artificial Intelligence"},"content":{"rendered":"&#13;\n<h2 class=\"wp-block-heading\">New paper: Artificial Intelligence\u2019s Networking Scalability: ESG Value Creation and Bankability Issues<\/h2>&#13;\n&#13;\n<p class=\"wp-block-paragraph\">Roberto Moro-Visconti, Salvador Cruz Rambaud, Joaqu\u00edn L\u00f3pez Pascual. \u201cArtificial intelligence\u2019s networking scalability: ESG value creation and bankability issues\u201d [J]. Quantitative Finance and Economics, 2026, 10(4): 697\u2013727. doi: 10.3934\/QFE.2026027<\/p>&#13;\n&#13;\n<figure class=\"wp-block-image size-full is-resized\"><img data-recalc-dims=\"1\" decoding=\"async\" width=\"600\" height=\"400\" class=\"wp-image-4878\" style=\"width: 365px; height: auto;\" src=\"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2026\/11\/post-IA-ESG-06112026.png?resize=600%2C400&#038;ssl=1\" alt=\"\" srcset=\"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2026\/11\/post-IA-ESG-06112026.png?resize=200%2C133&amp;ssl=1 200w, https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2026\/11\/post-IA-ESG-06112026.png?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2026\/11\/post-IA-ESG-06112026.png?resize=400%2C267&amp;ssl=1 400w, https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2026\/11\/post-IA-ESG-06112026.png?w=600&amp;ssl=1 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>&#13;\n&#13;\n<h2 class=\"wp-block-heading\">Abstract<\/h2>&#13;\n&#13;\n<p class=\"has-normal-font-size wp-block-paragraph\">Artificial intelligence (AI) improves organizational performance, yet the financial mechanisms through which these gains translate into financeable cash flows remain insufficiently specified. While research emphasizes productivity and innovation, lenders focus on profitability, cash generation, debt-service capacity, leverage, liquidity, and covenant compliance. In this paper, we developed a finance-oriented framework linking AI-enabled organizational coordination to lender-oriented financial indicators. Using a transparent explanatory simulation anchored to a reference business plan, we modeled how AI capability, organizational readiness, coordination, implementation timing, and financial absorptive capacity translated into revenues, operating costs, EBITDA, operating cash flow, cash available for debt service, debt-service coverage, and leverage. The framework separated AI\u2019s operational effects from ESG considerations and provided an auditable basis for scenario analysis, lender communication, and future empirical calibration. Its central implication was that AI-related operational gains create financing value only when they are sufficiently credible, persistent, and timely to survive the implementation trough and preserve debt-service capacity.<\/p>&#13;\n&#13;\n<p class=\"wp-block-paragraph\">Available for review at:<\/p>&#13;\n\r\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-joaqu-n-l-pez-pascual wp-block-embed-joaqu-n-l-pez-pascual\">\r\n<div class=\"wp-block-embed__wrapper\">https:\/\/www.joaquinlopezpascual.com\/papers\/<\/div>\r\n<\/figure>\r\n","protected":false},"excerpt":{"rendered":"<p>&#13; New paper: Artificial Intelligence\u2019s Networking Scalability: ESG Value Creation  &#8230;<\/p>\n","protected":false},"author":3,"featured_media":4886,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"iawp_total_views":1,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[62],"tags":[],"class_list":["post-4885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-papers-joaquin-lopez-pascual-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Artificial Intelligence - Joaqu\u00edn L\u00f3pez Pascual<\/title>\n<meta name=\"description\" content=\"The Scalability of Artificial Intelligence Networks: ESG Value Creation and Bankability Issues. 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