{"id":4721,"date":"2025-05-04T11:08:10","date_gmt":"2025-05-04T11:08:10","guid":{"rendered":"https:\/\/www.joaquinlopezpascual.com\/rational-decisions\/"},"modified":"2025-07-11T14:57:31","modified_gmt":"2025-07-11T14:57:31","slug":"rational-decisions","status":"publish","type":"post","link":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/","title":{"rendered":"RATIONAL DECISIONS?"},"content":{"rendered":"\n

Date-delay<\/em> effect and its importance in rational decisions<\/h2>\n
\n
\"\"
Image: JLPWorkgroup<\/em><\/figcaption><\/figure>\n<\/div>\n

Our study suggests that stress plays a crucial role, influencing how people process time in intertemporal decision making, such that presenting time as periods of postponement generates greater uncertainty, increasing the individual’s stress level and thus promoting more impulsive decisions.<\/p>\n\n

The implementation of strategies aimed at stress management and the promotion of healthy habits can foster more reflective and coherent intertemporal decisions. From a practical point of view, the results have implications in several areas: in general, for business organizations, and specifically for the banking sector and financial institutions. <\/p>\n\n

I invite you to read this article that I am sharing with all of you in this section of NEWS <\/a><\/strong>of the web.<\/p>\n\n

Paper <\/h2>\n\n

The study of these decisions that we present in this article has been published in the scientific article “Understanding the date-delay effect: demographic and behavioral insights in intertemporal choice.Understanding the date-delay effect: demographic and behavioral insights in intertemporal choice<\/a><\/em><\/strong>“in which we have investigated the so-called “date-delay effect”.<\/p>\n\n

Opinion Article in EXPANSI\u00d3N<\/h2>\n\n

ARTICLE IN PRESS: EXPANSI\u00d3N (OPINION) of MAY 2, 2025: <\/p>\n\n

Access to the article: <\/p>\n\n

Do we really make rational decisions?<\/a><\/strong><\/p>\n\n

\n\n
\"\"
image: JLPWorkgroup<\/em><\/figcaption><\/figure>\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Date-delay effect and its importance in rational decisions Our study …<\/p>\n","protected":false},"author":4,"featured_media":4720,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":4,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-4721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education"],"acf":[],"yoast_head":"\nRATIONAL DECISIONS? - Joaqu\u00edn L\u00f3pez Pascual<\/title>\n<meta name=\"description\" content=\"Joaqu\u00edn L\u00f3pez Pascual-Educational Web-Economy and Finance-NOTICIAS PRESS EXPANSI\u00d3N-THE CRUCIAL ROLE OF STRESS IN DECISION MAKING.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RATIONAL DECISIONS? - Joaqu\u00edn L\u00f3pez Pascual\" \/>\n<meta property=\"og:description\" content=\"Joaqu\u00edn L\u00f3pez Pascual-Educational Web-Economy and Finance-NOTICIAS PRESS EXPANSI\u00d3N-THE CRUCIAL ROLE OF STRESS IN DECISION MAKING.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/\" \/>\n<meta property=\"og:site_name\" content=\"Joaqu\u00edn L\u00f3pez Pascual\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-04T11:08:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-11T14:57:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"JLPworkgroup\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"JLPworkgroup\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/\"},\"author\":{\"name\":\"JLPworkgroup\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/#\\\/schema\\\/person\\\/402a054e71f55bf56dedc5ab204d0773\"},\"headline\":\"RATIONAL DECISIONS?\",\"datePublished\":\"2025-05-04T11:08:10+00:00\",\"dateModified\":\"2025-07-11T14:57:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/\"},\"wordCount\":200,\"image\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.joaquinlopezpascual.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1\",\"articleSection\":[\"Financial Education\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/\",\"url\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/\",\"name\":\"RATIONAL DECISIONS? - Joaqu\u00edn L\u00f3pez Pascual\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.joaquinlopezpascual.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1\",\"datePublished\":\"2025-05-04T11:08:10+00:00\",\"dateModified\":\"2025-07-11T14:57:31+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/#\\\/schema\\\/person\\\/402a054e71f55bf56dedc5ab204d0773\"},\"description\":\"Joaqu\u00edn L\u00f3pez Pascual-Educational Web-Economy and Finance-NOTICIAS PRESS EXPANSI\u00d3N-THE CRUCIAL ROLE OF STRESS IN DECISION MAKING.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#primaryimage\",\"url\":\"https:\\\/\\\/i0.wp.com\\\/www.joaquinlopezpascual.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1\",\"contentUrl\":\"https:\\\/\\\/i0.wp.com\\\/www.joaquinlopezpascual.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1\",\"width\":600,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/rational-decisions\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/index-2\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"RATIONAL DECISIONS?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/\",\"name\":\"Joaqu\u00edn L\u00f3pez Pascual\",\"description\":\"Joaqu\u00edn L\u00f3pez Pascual Profesor Finanzas URJC University Ph.D Ciencias Econ\u00f3micas y Empresariales, M\u00e1ster Gesti\u00f3n Financiera Universidad Complutense Madrid\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/#\\\/schema\\\/person\\\/402a054e71f55bf56dedc5ab204d0773\",\"name\":\"JLPworkgroup\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dfbdf3de6546ffb4ecf670896359157b92a20e4fdb3fede0d5ae6c69560c69d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dfbdf3de6546ffb4ecf670896359157b92a20e4fdb3fede0d5ae6c69560c69d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6dfbdf3de6546ffb4ecf670896359157b92a20e4fdb3fede0d5ae6c69560c69d?s=96&d=mm&r=g\",\"caption\":\"JLPworkgroup\"},\"url\":\"https:\\\/\\\/www.joaquinlopezpascual.com\\\/en\\\/author\\\/jlpworkgroup\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"RATIONAL DECISIONS? - Joaqu\u00edn L\u00f3pez Pascual","description":"Joaqu\u00edn L\u00f3pez Pascual-Educational Web-Economy and Finance-NOTICIAS PRESS EXPANSI\u00d3N-THE CRUCIAL ROLE OF STRESS IN DECISION MAKING.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/","og_locale":"en_US","og_type":"article","og_title":"RATIONAL DECISIONS? - Joaqu\u00edn L\u00f3pez Pascual","og_description":"Joaqu\u00edn L\u00f3pez Pascual-Educational Web-Economy and Finance-NOTICIAS PRESS EXPANSI\u00d3N-THE CRUCIAL ROLE OF STRESS IN DECISION MAKING.","og_url":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/","og_site_name":"Joaqu\u00edn L\u00f3pez Pascual","article_published_time":"2025-05-04T11:08:10+00:00","article_modified_time":"2025-07-11T14:57:31+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1","type":"image\/png"}],"author":"JLPworkgroup","twitter_card":"summary_large_image","twitter_misc":{"Written by":"JLPworkgroup","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#article","isPartOf":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/"},"author":{"name":"JLPworkgroup","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/#\/schema\/person\/402a054e71f55bf56dedc5ab204d0773"},"headline":"RATIONAL DECISIONS?","datePublished":"2025-05-04T11:08:10+00:00","dateModified":"2025-07-11T14:57:31+00:00","mainEntityOfPage":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/"},"wordCount":200,"image":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1","articleSection":["Financial Education"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/","url":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/","name":"RATIONAL DECISIONS? - Joaqu\u00edn L\u00f3pez Pascual","isPartOf":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#primaryimage"},"image":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1","datePublished":"2025-05-04T11:08:10+00:00","dateModified":"2025-07-11T14:57:31+00:00","author":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/#\/schema\/person\/402a054e71f55bf56dedc5ab204d0773"},"description":"Joaqu\u00edn L\u00f3pez Pascual-Educational Web-Economy and Finance-NOTICIAS PRESS EXPANSI\u00d3N-THE CRUCIAL ROLE OF STRESS IN DECISION MAKING.","breadcrumb":{"@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#primaryimage","url":"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1","contentUrl":"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1","width":600,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/rational-decisions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.joaquinlopezpascual.com\/en\/index-2\/"},{"@type":"ListItem","position":2,"name":"RATIONAL DECISIONS?"}]},{"@type":"WebSite","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/#website","url":"https:\/\/www.joaquinlopezpascual.com\/en\/","name":"Joaqu\u00edn L\u00f3pez Pascual","description":"Joaqu\u00edn L\u00f3pez Pascual Profesor Finanzas URJC University Ph.D Ciencias Econ\u00f3micas y Empresariales, M\u00e1ster Gesti\u00f3n Financiera Universidad Complutense Madrid","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.joaquinlopezpascual.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.joaquinlopezpascual.com\/en\/#\/schema\/person\/402a054e71f55bf56dedc5ab204d0773","name":"JLPworkgroup","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/6dfbdf3de6546ffb4ecf670896359157b92a20e4fdb3fede0d5ae6c69560c69d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6dfbdf3de6546ffb4ecf670896359157b92a20e4fdb3fede0d5ae6c69560c69d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6dfbdf3de6546ffb4ecf670896359157b92a20e4fdb3fede0d5ae6c69560c69d?s=96&d=mm&r=g","caption":"JLPworkgroup"},"url":"https:\/\/www.joaquinlopezpascual.com\/en\/author\/jlpworkgroup\/"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2025\/05\/post-expansion2-decisiones-racionales02052025.png?fit=600%2C400&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/pdHG6k-1e9","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/posts\/4721","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/comments?post=4721"}],"version-history":[{"count":5,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/posts\/4721\/revisions"}],"predecessor-version":[{"id":4757,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/posts\/4721\/revisions\/4757"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/media\/4720"}],"wp:attachment":[{"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/media?parent=4721"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/categories?post=4721"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.joaquinlopezpascual.com\/en\/wp-json\/wp\/v2\/tags?post=4721"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}