{"id":3627,"date":"2022-07-07T07:15:55","date_gmt":"2022-07-07T07:15:55","guid":{"rendered":"https:\/\/www.joaquinlopezpascual.com\/what-is-fintech\/"},"modified":"2022-07-07T07:15:55","modified_gmt":"2022-07-07T07:15:55","slug":"what-is-fintech","status":"publish","type":"post","link":"https:\/\/www.joaquinlopezpascual.com\/en\/what-is-fintech\/","title":{"rendered":"WHAT IS FINTECH?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Finance &amp; Technology.<\/h2>\n\n<p>There is no doubt that the  <strong>FinTech <\/strong>is becoming an international topic in which new business models are appearing month after month and the sector is one of the most attractive for investors and users eager to change the pattern of competition in force during the last decades.<\/p>\n\n<p><a href=\"https:\/\/fintechspain.com\/\">https:\/\/fintechspain.com\/<\/a><\/p>\n\n<p>This is a growing phenomenon closely associated with start-ups and pure digital players.  <\/p>\n\n<p>FinTech companies emerged around 2000, mainly in 2008 as a result of two factors:<\/p>\n\n<ul class=\"wp-block-list\"><li>The development of new technologies, digitalization, smartphones&#8230;<\/li><li>General dissatisfaction with traditional banking in the wake of the <a href=\"https:\/\/www.youtube.com\/watch?v=JN5vxSJjYps\"><strong>economic and financial crisis<\/strong><\/a>.<\/li><\/ul>\n\n<p>Since 2008, investment in these companies has increased threefold.<\/p>\n\n<h2 class=\"wp-block-heading\">FinTech  <\/h2>\n\n<p>The term <strong>FinTech<\/strong> is derived from the English words <strong>\n  <em>Finance and Technology<\/em>\n<\/strong>. Hace referencia a empresas de servicios financieros que utilizan la \u00faltima tecnolog\u00eda existente para poder ofrecer productos y servicios financieros innovadores. Refers to technology that enables financial innovation with a material effect on financial markets and the provision of financial services.  <\/p>\n\n<p><strong>AEFI:<\/strong><\/p>\n\n<p><\/p>\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-aefi wp-block-embed-aefi\"><div class=\"wp-block-embed__wrapper\">\n<div class=\"video-shortcode\"><blockquote class=\"wp-embedded-content\" data-secret=\"0bBSedrJ4M\"><a href=\"https:\/\/www.asociacionfintech.es\/\">Home<\/a><\/blockquote><iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; clip: rect(1px, 1px, 1px, 1px);\" title=\"\u00abHome\u00bb \u2014 AEFI\" src=\"https:\/\/www.asociacionfintech.es\/embed\/#?secret=d0KkCUsL36#?secret=0bBSedrJ4M\" data-secret=\"0bBSedrJ4M\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/div>\n<\/div><\/figure>\n\n<h2 class=\"wp-block-heading\">OTHER FINTECH<\/h2>\n\n<p>InsurTech<br\/>PropTech<br\/>RegTech<br\/>WealthTech<\/p>\n\n<p>As always, I have left some general ideas on the web, in the section of: <strong>\n  <a href=\"https:\/\/www.joaquinlopezpascual.com\/en\/teaching-materials\/\">DIDACTIC MATERIAL<\/a>\n<\/strong> <\/p>\n\n<p><strong><em><a href=\"https:\/\/www.joaquinlopezpascual.com\/wp-content\/uploads\/2022\/07\/QUE-ES-FINTECH.pdf\">What is Fintech?<\/a><\/em><\/strong><\/p>\n\n<p><a href=\"https:\/\/www.joaquinlopezpascual.com\/en\/\">Joaqu\u00edn L\u00f3pez Pascual  <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Finance &amp; Technology. There is no doubt that the FinTech  &#8230;<\/p>\n","protected":false},"author":3,"featured_media":3622,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"iawp_total_views":7,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>WHAT IS FINTECH? - Joaqu\u00edn L\u00f3pez Pascual<\/title>\n<meta name=\"description\" content=\"WHAT IS FINTECH? JOAQU\u00cdN L\u00d3PEZ PASCUAL EDUCATIONAL WEBSITE. ECONOMY AND FINANCE. 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